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Terms of Use

Last updated: February 2026

By using CheckFin, you accept these terms. They are brief because our tool is simple.

1. The service

CheckFin is a free personal financial analysis tool that processes bank statements in your browser. We provide information and metrics, not professional financial advice.

2. Not financial advice

The results, ratios, and recommendations from CheckFin are for guidance only. They are not a substitute for advice from a qualified financial professional. Financial decisions are your responsibility.

3. Data accuracy

The accuracy of the analysis depends on the quality of the data you provide. CheckFin makes its best effort to categorise transactions but does not guarantee 100% accuracy.

4. Limitation of liability

CheckFin is provided "as is". We are not liable for financial decisions made based on the tool's results, nor for any financial losses arising from its use.

5. Intellectual property

The code, design, and branding of CheckFin are the property of its creators. Using the tool does not grant you any rights over our intellectual property.

6. Changes to terms

We may update these terms from time to time. Changes will take effect immediately upon publication on this page.

7. Jurisdiction

These terms are governed by the laws of England and Wales. Any disputes shall be subject to the jurisdiction of the courts of England and Wales.